Maybe it's just me, but I pay for 3 accounts (family account) I really think we should have a family bank to go with this. I know this is an age old argument but I really think we should be able to purchase a family bank account so when we get something we don't need but maybe one of our kids may, they can go into the family bank account to retrieve the items placed there by other family members. I don't know why Wizard 101 is so against this idea but they just totally refuse this option for families that play together.